The Loony Bin
(
loonies@bloodaxe.com)
Wed, 23 Jul 03 01:48:42 +0100
Hiya People...
Now we go to court to learn that it doesn't pay to cheat...
Wishes & Dreams...
- ANDREA
xx
******* THE LOONY BIN **** loonies@bloodaxe.com
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Archive: http://www.theloonies.co.uk/
*********** ANDROMEDA **** Internet Goddess ***********
------- Forwarded foolishness follows -------
Doesn't Pay To Cheat
A Charlotte, NC, man having purchased a case of very rare, very
expensive cigars insured them against fire among other things. Within a
month, having smoked his entire stockpile of cigars and without having
made even his first premium payment on the policy, the man filed a claim
against the insurance company.
In his claim, the man stated the cigars were lost "in a series of small
fires". The insurance company refused to pay, citing the obvious reason
that the man had consumed the cigars in the normal fashion. The man
sued... and won.
In delivering the ruling the judge agreeing that the claim was
frivolous, stated nevertheless that the man held a policy from the
company in which it had warranted that the cigars were insurable and
also guaranteed that it would insure against fire, without defining what
it considered to be "unacceptable fire", and was obligated to pay the
claim. Rather than endure a lengthy and costly appeal process the
insurance company accepted the ruling and paid the man $15,000 for the
rare cigars he lost in "the fires".
After the man cashed the check, however, the insurance company had him
arrested on 24 counts of arson. With his own insurance claim and
testimony from the previous case being used against him, the man was
convicted of intentionally burning his insured property and sentenced to
24 months in jail and a $24,000 fine.
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